Joseph CascianiGeropsychologist, Consultant, Public Speaking, Freelance · Podcast Host of the Living to 100 Club | Clinical Strategies for Senior Residential Settings & Lifestyle Directors | Geropsychologist | Keynote Speaker

Affordable Health: Navigating Charitable Aid for Medical Costs

26 Sept 2024 · 1 min

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0:36

In this segment of the video, the speaker explains the core eligibility rule of a charitable medical assistance program: patients must have health insurance for the organization to provide aid. The program operates as a payer‑of‑last‑resort, allowing it to offer unlimited financial support within disease‑specific programs, but only when the patient’s insurance either covers the treatment or at least exists. Without insurance, the organization would be unable to sustain its high volume of assistance. The speaker notes that cases lacking insurance are rare and invites a colleague, Danielle, to share any exceptions.

Chapters

Well, typically for us, it wouldn't be something that we would cover if insurance doesn't cover it. So we, you know, because once patients are enrolled in one of our disease programs and we do have no cap on the amount of assistance they can receive, the way we are able to do that is by ensuring that they have health insurance and that we are going to be the last payer. Otherwise, if they didn't have health insurance or health insurance didn't cover their treatment, we wouldn't be able to help nearly as many patients as we help each year. I see. So it's not something that I think would come across our desk very often, unless Danielle, you can think of any situation.