EP 10: Women in Investing Movement: Just say YES! - with Catherine Bell

So I know myself really, really well and I don't beat myself up for not being the type of person that does operations and deals with people. That's not me. I love my spreadsheets. I'm a nerd. I love my numbers. I love my systems and structures and that's what I bring to the table.

Are you frustrated watching your hard earned money ride the knee jerking Wall street roller coaster? Are you looking to diversify into alternate investments and set them on AutoPilot to achieve 5 financial freedom? It's time to learn the ways of the wealthy. It's time to Think Outside the Stocks with your host, Madhvi Jain, an immigrant from India and ex IT professional who will bring you industry experts to illustrate a passive and holistic financial approach to build not just passive income, but also your generational wealth. Madvi is on a mission to change the financial trajectory of one family at a time. And a thousand more to go. Are you going to be part of this vision? And now without further ado, here is the host of Think Outside the Stocks, Madhvi Jain.

Hey, hey, hey. Welcome back to another episode with Think Outside the Stocks. And we have today with us the woman powerhouse that I have ever met. I recently attended a conference and in this conference she was a speaker. She shook the stage, the entire audience. Everybody was tears with their tissues. So who is this woman? We have Katherine Bell here, CEO of Titan Impact Group. I typically like to start with the three fun facts about my guests, but in this case it's going to be three very, very profound facts about her. Number one, she lost everything in 2008 financially. And then in 2018 she lost the love of her life. And she rebuilt that in both the times. And now she's on a path be Arizona's first self made woman billionaire. The second fact, her parents did not want her. Her mother had her when she was 15. They did not want her. But she still came to the world and had an extremely abusive childhood. She could not even conceive. But she is a proud mother of twins and she is set to make a huge impact with her motherly instinct in not one, not two, but thousands of children's life through the impact that she's planning to make. And number three, she did not learn how to read. And I repeat, she did not learn how to read till she was in eighth grade. But she still learned so many practical lessons that the world had to keep teaching her and through each adversity and opportunity. And now she is mentoring and changing lives of thousands. Welcome Catherine. I Am just so profound, profoundly excited and honored to have you here.

Thank you for having me here. Who you are and what you give to the world, this is extraordinary. So truly it's my honor to be here and be able to hopefully contribute to somebody where you know, if it makes a difference to one person then, you know, we did our job.

So very well said. If you need makes a difference to one person's life, I mean I go by, I live and breathe in by that fact in my mind. And every day I get up and I say to myself, even if I can change one person. But you're not changing one person, is it Catherine, you're changing thousands of them. So one of the fact that I really came across to me when we were in this event conference recently and when you spoke, there is this aura about the ultra wealthy of the country. And you have actually gone through everything. You have gone through extreme poverty where there was absolutely no food to eat, to building yourself as a self made millionaire, losing everything and now on the path of being the first billionaire. Right. For Arizona's first billionaire. Right. So this path. One thing I have noticed about you, that you have such a wonderful heart. When America thinks about rich and wealthy, right. They put them in a box that this is an untouchable box because there is that some kind of arrogance or some kind of snob or you know, there is, there is a line, there is a divide, kind of a visible divide between the two classes. But you are the one, Catherine. You blur this line. You absolutely blur this line. And it actually feels good to be that ultra wealthy. So can you speak a little bit about that? Why is money so important? And what do you believe in money? What you have learned about money from that poverty to the ultra wealthy?

So I think that, you know, being so incredibly poor that literally when we had no food and anybody who has had this experience understands that money is like an oxygen.

More you have it, it's easier for you to breathe. It's amazing impact that you can bring with that money. You cannot stop yourself from making that impact. Once you have a lot of it.

I love it, it kind of becomes addictive. Like you just want really make that difference. And I believe that all people inherently want to make a difference on the planet. Like no kidding. I haven't come across one single person that doesn't have like some drive inside of them. They really want to make a difference.

Yeah. And that's, that's the restlessness that we have to bring into the world. Right? That's, that's what makes us restless. Right, so what my next question to you, Katherine, is I love your system about the money. You actually have done everything in real estate, right? You have done the fix and flip. You have been a lender, you have been done Airbnb, you have done mobile home parks and many more. I mean, I'm just not even able to list it. So. So drive us to that journey of the, the real estate that you have done. What are the different areas? And we'll go back.

I'm actually Canadian. I was born and raised in Northern Canada, like 12 hours north of Vancouver when I met my husband. And Obviously in my 20s, he was American and we moved to the United States after we got married. He had a dream and we took his dream, we turned it into a multi million dollar company and, you know, had lots of employees and, you know, were semi famous in that world that he was in then. You know, he provided very, very well for us. Like you said, I wasn't able to have kids. And what that led me to was I ended up adopting twins out of the foster care system as babies, a boy and a girl, and absolutely, like, loved it. I was thrilled to be a stay at home mom. I felt like God gave me these babies as gifts and I just wanted to just switch in love, kiss them every day. And so I was thrilled to be able to be able to have that gift of being a stay at home mom, you know, to take care of my babies and, you know, just raise them up the way I wanted to. And when they were probably, I want to say they were like five, six years old, that's when we actually ended up selling our company. And it was shortly after that that the crash happened and our home in California went from being worth 850,000 to $95,000. I mean, everybody knows 2008, 9. Like, there wasn't anybody who wasn't impacted by that. We ended up having to short sell our house and ended up, you know, essentially we were homeless and, you know, figuring out what the heck we were gonna do. Well, it was around that time that my husband actually ended up getting really, really sick at the same time of all that. And so I had to go back to work and now provide for the family. And honestly, at the time, I was pretty angry. I was angry that I didn't get to keep being a stay at home mom, because that at the time, that was my dream, right? What are you gonna do? You put on your big girl panties and you f figure it out. And so that's what I did, and so went to work. But at the same time, also knowing that success leaves clues. And I had a lot of friends who were millionaires at the time and eventually a few friends that became billionaires. But what I learned was to look for, like, similarities in, you know, in everything that they were doing. And so there were a few things that they all had, and they all did that. I thought, well, if I do that, then I should get the same same, if not similar results. And so one of them is that they all had real estate in their portfolio. Even if they were doing other things, real estate was a part of their portfolio. So I was like, okay, success leaves clues. Like, that's a hint right there. The other one is that the average millionaire has seven streams of passive income, right? And I was like, wait, so if I had seven streams of passive income when the crash happened in 2008, 2009, maybe I wouldn't be in the situation I was in, right? Had like at that time, two streams of passive income or two streams of income, and they weren't even passive. So I was like, wait a minute, you know, again, success leaves clues, like, what are the patterns? So anyways, going back to work, working and then figuring out, like, how I was going to develop these passive streams of income. And so that's when we were in buy and hold, discovered that I don't like tenants and toilets. And through a series of events, we lived in California, Washington, and we're down here in Arizona. And when we were here, I started running a program called the Flipping Females, where I taught women how to fix and flip properties and how to create passive streams of income with real estate. So that was a lot of fun. And so we flipped about 500 houses here in the Phoenix Valley. Did that. Love that. But it doesn't provide passive streams of income. Did wholesaling good money, but doesn't provide passive streams of income. So I eventually went on one of my mentors back at the very beginning when I first started real estate investing. He said that there's multiple roles that you can play in any real estate investing transactions. So you can be the buyer, the seller, contractor, subcontractor, title company, bank. Like, there's lots of roles involved in any real estate transaction. And he asked the question, out of all those positions, like, which one is the most secure, right? And most people say it's the buyer or sometimes seller, but really it's the bank. That's true about it. We all played Monopoly, right? And when we play Monopoly, like I always ask people like what's your favorite piece? Well, mine was always be in the bank. The bank always won. And people don't realize that's a position. Go back and read the rules. It's a position somebody has to be. So I loved being the bank. So I was like, well, how do you be the bank? And he's like, well, you start a hedge fund. So fast forward after I've done all these things, I was like, you know what, I'm gonna go start a hedge fund. And no one told me you should have an Ivy League education and all of that, which I didn't have. I just went and figured it out and learned, right? So I figured, these guys can do it and it just takes an education, then why can't I do it? And so that's what I did. And so I went and learned and I started my own hedge fund and we had vacation rentals, so we did that. So it was about that time that my husband, he died unexpectedly, very tragically and unexpectedly. I mean, the loneliest moment was literally like standing there in the hospital room in the ICU when the heart monitor flatlined.

Oh my God, you know, holding my.

Twins hands, like, what do you do? Like, talk about oxygen being sucked out of my life. And it was devastating emotionally, obviously. But at that time, what had happened was I had built up 13 streams of passive income.

Wow.

So when he died, it gave us some oxygen financially, not emotionally, but financially. That allowed me to take the time that we needed to do the emotional healing work necessary, you know, for the next year to do that deep, deep, intense grief work. And, you know, the only way around the pain was through it. And so, you know, my twins and I, we went through six forms of therapy for an entire year.

Oh my God.

Like, we did not passively wait for the grief to just pass, because let me tell you, it doesn't, you know, so any type of grief that we're dealing with, we have to intentionally dig in and do the work, because the work works, but we have to do the work in order to move through it, you know, and we did the work. And thank God I had those streams of income that allowed me the freedom to be able to do that with my kids. That's when I discovered, because he had been actually running our vacation rentals, discovered I don't like guests and toilets either. And so went on to do a whole residential development that was a lot of fun. Did a commercial development that was a lot of fun. Went on to, you know, because I did the healing work, ended up finding an extraordinary man that I'm now engaged to. And so now we have mobile home parks and we're still the bank. And so. And we do, you know, we've got medical offices as well. And so the point is, is that that was my journey. The question is, what's your journey? Right. For all the women that are watching, or men, anybody, it's to. I invite you to consider that it's a journey. And so give yourself permission to try lots of different things. Get mentors who are doing it, like, right now, today, and that's how they're making their money and, like, work alongside of them and learn. Right. And out of each one, I took away, you know, what didn't work, what did work? What would I do differently? What did I learn? Who did I need to forgive? Like, and just keep taking all those treasures and lessons all the way through to the next one, the next one, the next one and the next one. Right. Like, I never pigeonholed myself that this is the only thing I was going to do. I, you know, got really brave and got out of my comfort zone and just kept moving forward. Right? Because it's. And at the end of the day, I discovered for me, my personality. I like renting dirt and I like being the bank. That's it. I have somebody else do that, but that's my personality, right?

Yeah.

So I know myself really, really well, and I don't beat myself up for not being the type of person that does operations and deals with people. That's not me. I love my spreadsheets. I'm a nerd. I love my numbers. I love my systems and structures, and that's what I bring to the table. So you, you know, that's how I add commas to bank accounts collapse timelines. It's the working smarter, not harder. Now, I work very hard, but when you work smart with hard, I mean, that makes a huge difference, right? So, yeah, that, that's.

I love it. I love it. This is like, this is like your life. Yeah, this is, this is beautiful. This is your life journey in a snapshot. I mean, you go through it, but it feels like a moment right now. But you have lived so much, you have endured so much and you have learned so much from it and you have kind of come out as a phoenix, Right? So that's what it looks like to me. And I'm going to go back into a couple of things that you said. First of all, when you are talking about choosing and doing and trying, right. Our listeners today, and most of them are passive investors, right? Being out of that comfort zone. If you have that, you know, high skill, high income earning jobs, but you have that underlying passion somewhere with where you do want to maybe, you know, start a restaurant or maybe, you know, start a yoga practice or you know, go on a hike to, you know, one of the top mountains. People have that underlying passion, but they are not acting on it. So this is like a really an appeal to listeners today that find out what that passion is, what drives you. And look at Catherine, how she has constantly, constantly challenged her out of the comfort zone. And you can start doing that by following the path of wealthy. They have that seven streams of income, passive income. That's important, completely passive income. And as Katherine said, that success leaves clues. So you don't have to reinvent that wheel, but you have to just plug yourself with somebody who is doing that, who has done that for period of years. Find that mentor, find, find that person that you know like and trust and you go back and start doing those things with them, right? So Katherine, one of the things that you said about challenging your comfort zone when you were a stay at home mom and how you didn't wanted to leave that because stay at mom is a full time job.

Yes, it is.

There is just so much that we end up doing and even people, I mean, for women who are working. So I really want to challenge women and encourage women. I think outside the stocks is a journey if you are willing to take. There are just so many paths open for you. I mean, people like me, people like Kathleen are there to mentor you and come out of that comfort zone. If you think that, hey, if I start putting my mind in investment, that's one additional item on my plate. Don't think about it like that. What if your husband said that, you know, if I start taking, helping her in household chores or managing kids, that's gonna come on to me. So that's the comfort zone that you do want to challenge yourself and come back and start just introspecting that. What do you want to do? So what do you have for women who are listening to say, Katherine?

So here's what I have to say for all of us stay at home moms is that I think the thing that people don't realize is that s same rules apply. Okay, so what I mean by that is that when we're stay at home moms, right, the skills that it takes for us to manage everything that there is to manage from schedules to the food to just everything that it takes, all the activities from the emotional development, the financial, physical, spiritual, like, all of that development that it takes those skills. Those same skills are the exact same skills that a CEO requires. Rules apply. So because you're successfully running your home, you literally have developed the muscle, and you can take that same muscle and those skills and now apply it over here to your business. Right? And it's the piece of understanding. Like, when I really, when I got this, this was huge. So opm, Other people's money, Right? So that was like. I mean, that's the whole hedge fund part, and it's what I do with my investors. So investors come in and we use their money that allows for me to add commas to their bank account and of course, commas to our bank account and continue growing this for even more people. So opt other people's time, right? So I leverage other people's time and other people's talent to do the things and outsource that I'm not necessarily good at. Right, right, right. So when we do other people's time and other people's money, I mean, that's huge. And so, you know, when we can get that, like, everybody has that same ability to be able to do that. We have that skill as well. So I hear a lot of women like, oh, my God, I don't have the time to do this. Well, I invite you to consider what if you actually did have the time to do this because you were able to actually use other people's money and other people's time, then what would you do? Because here's the deal. As a mom and as a woman, what's the most important to us? Relationships. Women build relationships and community. It's how we are hardwired, right? So when we embrace that investing is all about relationships, right? So when we can see that and have that vision and now, you know, how do we get the, I don't know, the gutter or whatever, fixed? Well, we hire somebody to do it. It's the same thing. Real estate. How do we get, you know, our taxes done? Well, we hire somebody to do those pieces. It's the same skill, right? So when we understand that we actually have the. The muscle and the skills to do the same thing and to build it out. And when I understood, like, oh, my gosh, I could actually hire somebody to clean my house because my time has now become way more valuable. Yay. I can hire somebody to, like, go take care of my groceries and make sure that that happens. I mean, thank God for Amazon. They, like, drop everything in my doorstep. So it's like, I never have to go to the store anymore. So thanks to. Well, thanks to Covid, I mean, our world shifted. That allowed us to leverage a whole lot of other tools and technology and people's time and energy and everything to get more things done. That freed up my time to be able to accomplish even more of what I was out to accomplish. So one of the things inside of knowing who I am and what I say to my team is like, if it's your genius, it's your job. If it's not your genius, it's not your job. So as women, it's getting to know ourselves so well that we really embrace and understand what our genius is and then what our genius is not. And we find other people to handle those things that are not our genius. Right? So it's not about doing it all and knowing it all. That's not it. Like, if, you know, I always say, like, I'm the smartest person on my team, I'm in the wrong room. Right? I. I'm not the smartest person in the room, and I'm not the smartest person on my team, but I have the smartest people on my team. They know how to do what needs to get done and can get it done. Right? So it's that the same again. That's exactly what we do in our families. Like, right. Like, we send our kids to school, our teachers teach the kids, we send our kids off to sports, the coaches teach the kids. Again, we're using other people's time and talents. So it's the same skills.

I love that, you know, this is actually such an important takeaway, you know, the sra, that. Yes, we are kind of the center of this household and we are managing this ecosystem so perfectly. So applying that to our business, our investment journey, that's so important. You talked about ope, and it's about leveraging others money and your money together. So it's not just about, you know, OPM in the sense it gets talked a lot that, oh, use other people's money and, you know, use it for investments. But woman, we have a different perspective. I look at opm, people come together with their money. We invest into investments which. Yeah. Which we typically would not be able to afford otherwise. And we all rise with the high tide together.

Right?

And then. Yeah. And then opt. That is, I think, one of the top three things that you just said. The opt is so important for women because I think what happens is, as women, we are so kind and so motherly to the world outward, but we are so hard on ourselves. We want to do everything, we want to do everything perfectly and we want to have everything under our control. So understanding that where you can use other people's talent to leverage, to leverage, to use it for your leverage so you can free up that time. So woman, if you are listening and you're talking about that, I don't want to add another thing on my plate. Take a look at your plate, see what you can take out from it. Leverage other people's talent and time and just start this journey.

Because here's the other thing is to understand that this time that you have with your kids is very precious. So soak up as much as you possibly can. And it's only a chapter of your life, it is going to come to an end. Meaning the kids are going to grow up and they're going to go off to college or move out or, you know, have their life. And then when women haven't set themselves up to start on the next chapter, that's when they have that empty nest syndrome, you know, the depression sits in. So this is a place of getting responsible about our own emotional well being and what we need to do to set ourselves up to win and be successful in the next chapter of our lives. So if, I mean, if you have little, little babies, you know, it's like, I'm not saying, you know, go build a hedge fund when you have babies. You have to understand, I did that as my children were coming into being teenagers knowing, you know, it's like that separation was going to start happening and it was going to be time for me to them to move on and me to move on. So it made it this beautiful transition as they go out and start their lives, that I'm not left feeling like empty nest because I now have this new purpose. Which brings me to the other piece of like really getting clear what your why is. So for me, you know what I said at the beginning, money is like oxygen. The more you have, the easier is to breathe. And the more you have, the easier you can breathe, the bigger the difference you can make in the world. So for me, going in and out of so many homes, when I was a kid, I went to 13 different schools. I was eventually, after I got my brothers adopted by their fathers, I eventually got myself adopted at 16 years old. And that changed the trajectory of my life forever. Like that changed my life forever. And so we couldn't conceive and adopted my children on the foster care system. I learned that there's over 500,000 children in the US foster care system, and that 350,000 of them are available for adoption today because the parental rights have been severed. And it costs less than $1,000 to adopt a child when done correctly through the right adoption agency. There's specialized adoption agencies that specialize in this particular type of adoption. And so I'm out to dispel the myths about adopting, you know, older children. I was 16. Honestly, I'm still the favorite kid.

Love that.

So I was extremely grateful to have a family to be loved by that. I just. I didn't go through all those typical teenage things. I mean, I grew up very, very fast, and, you know, there's a whole bunch of things that I, you know, missed. But I was extremely grateful. And still to this day, talked to my parents for quite some time last night, you know, just sharing, and, you know, they're crying. I'm crying, like, just that gratitude. And anyway, so back to the children. So I created a nonprofit foundation because that niggly feeling kept coming over me of like, why isn't somebody doing something about this? And then it struck me one day, oh, my gosh. The reason I keep having that niggly feeling on my heart is because it's me, the one who's meant to do something about it. I'm the. Why aren't they? Why isn't someone. Because I'm that they. I'm that someone that needs to do something about this. So what am I gonna do? So I formed a nonprofit, and so I'm out to educate people about these children in the foster care system and that people don't have to adopt internationally. Like, you literally have kids right here, 350,000 of them. So my goal is that there's more than 350,000 congregations in this country. So what if every congregation took on finding one family to adopt a child? Right? Because here's the bigger impact here is that it literally is costing taxpayers billions of dollars to keep these kids in foster care. Right? And then on their 18th birthday, they experience what's called Black Trash bag Day.

Oh, my God.

Handed a black trash bag, told to put all their stuff in it, and they're outside. No more support.

Right?

So when that happens, statistically, these children end out on the streets. They end up drugs, prostitution, and incarcerated, which now cost taxpayers billions more. Right?

Yeah.

So there's billions of dollars right there. So what if each church took on finding one family to adopt one child? Not only would we be saving taxpayers billions of dollars, but what if 1% of those 350,000 children. That'd be 3500 kids grow up to be adults, to go out and decide, like me, to make a difference in the world.

Oh my gosh, what kind of world.

Would that be like? To me, that is a game worth playing, right? Yeah. So that is why at the end of the day, I continue to build my empire, continue to add commas to everybody's bank account so that we can make that difference, a real difference in the world for these kids, these families, our community, you know, our globe as a whole.

So this is.

If you have that neglige, like listen to it, you're the one that's here to make the difference.

This is so profound, Katherine. I mean, look at the impact that you are set on this world, the impact that, you know, each one of this person, each one of these kids are gonna have once they get adopted. What I like about what what you're doing is you're out of the box thinking. It's about, first of all, identifying that problem and why does it keep popping back to your heart and that you are supposed to take care of it, to understanding that that itself is a first huge step. So women who are listening to this, right, what Catherine just mentioned, separate yourself from the role you have. The role of being mother, wife, sister, daughter. And there is an individual behind that role. So when you are getting used to being that mother for 18 years and once they go out and you have that empty nester feeling, you need to start looking at that individual behind you. And what is that niggly feeling that Katherine just mentioned? Because that's what you are said to make impact in this world about. And Katherine, going back to your cause, it is brilliant. It is not just too brilliant to identify that you can make impact this way, but it is brilliant to kind of take this as a massive problem. Look at all the congregations and help adopt one child to one family. There you go. I mean that's. Even if you have, you know, 50, 60, 80% of the pastorate for that, that's incredible. And like you said, even if one person comes in life, I mean, you were not even supposed to be here. But look at that impact that you have created. It's a domino effect. It's a rippling impact. So this is just mind blowing and amazing. You know, our listeners would love to know that how they can contribute to your cause. How can they help? How can I help such a huge cause that you have?

So there's three things we're looking for. You can go to my website My company's website, it's titanimpactgroup.com and if you do the drop down menu, it says our legacy. And there's all the details about exactly what I just shared about all the children, the foster care system. There's a donate button, so you're welcome to donate there. And that goes to helping churches and these adoption agencies find the families to be able to adopt these kids. Then number two is we are looking for families who have adopted children out of the foster care system to come on and actually be interviewed, do those interviews and share those stories to inspire more families to adopt these kids. And then the third is if you're a part of a congregation to share this message and this, you know, with your pastor, with their staff so that they can jump on board and, you know, be a part of making a difference, you know, one child at a time.

Amazing. Amazing. So if you are listening to this, you know, these are the multiple ways that you can impact even your information, a piece of information about a family, a donation that's going to make a huge impact. And I would love to help you with interviewing these families. This is going to be an amazing, this is going to be an amazing task for us together. But going back to, you know, women and their impact, I always say that when you educate a man, you educate an individual. But when you educate a woman of the household, you actually educate the entire family because she is the one bringing that education to the dinner table, to the next generation and talking about it, making it comfortable. But now with you, I can see that, you know, that woman, when you educate her, she is actually set to impact the world. So you made me realize that. Thank you so much, Catherine. I would love to just keep on having this conversation. It's just going so great. But, you know, we have to kind of come to our segment where the end of the interview is here, but now in the next segment, we actually talk about, think outside this talk. So you, Kathryn, being so successful and doing so many things, would love to know and to share with our audience today. Katherine Bell, how do you think outside the stocks? What are the different things that you do? I know you are a numbers person. I'm a numbers person as well. So I would love to know that you have the investment strategy, but what are the different things that you do outside the stocks that just puts together this picture?

Looking at my investment strategy, it's if we just watch history, understanding a couple of things is that all economies are cyclical. So if you understand that, you know, there's recessions. In those good times, there's bad times, like, it happens, it's going to happen. It happens every 10 to 12 years back. It happened in the 80s and the 90s. Here we are, it happened in 2000, and we're doing it again. And so if you get that, then you're like, oh, if I know that's coming, then I can actually prepare for it and plan for it by building multiple streams of income, by understanding the economics of it. So one of the things that we've been following for a very long time now is baby boomers, right? If we understand that baby boomers have been driving the economy because they've been the largest population from Pampers, Gerber diapers. Like, all of those were literally drove by the baby boomers. So if you understand that and all the way through, I mean, it goes on and on. The amount of industries that they actually impacted and affected, and people became really wealthy by getting out in front of the baby boomers. So if we look at where are the baby boomers, what is the pressure that they're putting onto our economics, right? And so if you look at it, what they're coming into is they're starting to downsize, so, you know, making smaller homes. So we have tiny home communities, you know, that have these fabulous communities for, you know, these people who are baby boomers that they don't want to move in with their kids because their kids are still raising their kids, but they still want that community sense. So creating these communities for them in a smaller home because they now no longer need the bigger homes, that has been amazing. And then, so that piece, and then the other piece is the medical care system, right? There's more pressure than ever on the medical care system because there's so many of them. And so that's what we focus on, is working with doctors to be able to open up more practices very economically so that the doctors can do with their geniuses, which is take care of the patients, we take care of the real estate part for them and show them how to expand and work with them and partner with them, you know, on that. And then of course, you know, the mobile homes and the other communities that we build. And so it's understanding that piece and getting. It's just a little bit of education. Listen, if we learned it, you can learn it too. Like, there's no rocket science here. And there's so a wealth of information out there, obviously in the library. I love to read, you know, through tons of different groups. You know, there's Investor groups, things like that. You know, getting on, you know, madvs newsletter list, vine, there's an investor portal, you can learn about that. So it's just slowly educating yourself and understanding. It's actually not as hard as you actually think. So when you get that, you can do this too. Right? And I feel like honestly, it's your responsibility to create multiple streams of income for, for your family. It is your responsibility. Nobody else is coming along to do this. The whole thing, get a good education and you know, go to school and get a good job and they'll take care. That doesn't exist. So what does exist? The ability to create passive streams of income by partnering with people like Madhvi, with me, with lots of other people that actually do this. Companies just make sure, obviously they have a track record and you know all of that and you understand the economics of what's happening. And when you can get out in front of that wave, which right now is the baby boomers, I mean, that's a big deal. So it's just about understanding the cycles of the economy and how money works. Again, it's not rocket science. And all these people that are using all these big words. Yeah. It's just meant to confuse you so that you put your trust in them. You put your Money in your 401k and you let them manage it. And I promise you what's happening is there's an obscene amount of fees that they're not telling you about that they're taking away from you. And so on my website I have a book called using your self directed IRA to be able to buy real estate because you are being ripped off. I 100% promise you on what's happening with your money. Nobody cares more about your money than you. So if there's a couple things for you to easily learn, go get my book. It's for free. Like, I seriously want to free people up so that they're taking their hard earned dollars and they're having it work harder for you than you worked for it. And it is absolutely possible. And it's not as hard as you think. So listen, if me, a kid that didn't even learn how to read till the 8th grade can figure this out, you all can figure this out. Like, seriously. Again, same rules apply. If you figured out how to raise your kids that came into this world with no manual and no troubleshooting section, you can figure this out because there are manuals and there are troubleshooting sections.

I love this analogy that you use over the time, Katherine. I love it. It just hits the right spot. Thank you so much for sharing that. And with that, you did share how, how to reach you and get that book. So, people, what Katherine said is so important. We are so brainwashed into that 401k, money goes to stock. Why? Have you ever asked that question? So go get that book. It's titanimpactgroup.com and if you want to get in touch with Katherine there, it's, you know, you can schedule a call with her as well. She is such an open book, such an open mentor. Thousands of people have asked her to be their mentor, and she never says no. She's always thinking about, how can I help these people? How can I help these people? So, anyway, so with that, we have come to our last round, which is actually a fun round. I call it a rapid fire, where it's just quick questions and like, 30, 60 seconds, whatever, quick answers to that. So I'm gonna ask you those. So are you ready for that?

I am.

Thank you so much. So what is the most funnest thing that you have ever done?

So the funnest thing I ever did was travel the world. And when I was in Australia, I went horseback riding. But it wasn't any typical horseback riding. I actually got to race my horse. We were going so fast. We were, like, literally leaning side to side, and kangaroos were racing on both sides. It was the coolest thing ever.

Wow. Racing kangaroos, that's amazing. I would never think about that. Oh, my God. That's crazy. That's crazy scary, too.

It was so fun. It wasn't. I love horses. So the horse, kangaroo, it was. Oh, I was in my happy place.

That is amazing. Then my next question. What is the advice that you would have for today's youth? We talked about women. We talked about men. What is the advice for the youth?

Is to start understanding how money really works. So there's a book that I recommend. The book is the Science of Getting Rich. And this is the homework I give to everybody. So you go through. It's a tiny little book. You read the whole book. It takes two, three hours. And then for 90 days, you read chapter four, seven, 11, and 14. For 90 days, it'll take you 20 minutes. You do that, you miss a day, you start all over again. But I promise you, at the end of the 90 days, your neuron pathways are going to be changed forever. Because there actually is a science to getting rich. And in this country, you have zero excuse for getting rich. Because here's the deal. This is one of the wealthiest and most abundant countries on this planet. And so you have no excuse to not go out, add as many commas as you can to go make the difference in the world that you are here to make. I promise you, if you are listening to this podcast, it's because you are called to do something bigger and you have not stepped out of your comfort zone to make that happen.

I love that, Kathryn. I love that. And this is the advice. I mean, this is the note that I want to end this conversation on. Typically I asked three questions, but this is so powerful. Let's just, you know, have this conversation. I wouldn't say end this conversation. Maybe continue this conversation for some other time. So thank you so much, so much, Katherine. You have given us so much power to investors, to women, to youths. You have given tremendous power in this, you know, 30, 40 minute conversation. I just love your energy. I love the impact that you're doing and what you're set to do. And any way possible, me and my audience can help you in that one impact that you want to do. We would love to do that. So thank you so much. I'm so grateful. Thank you.

I'm grateful for what you're doing and getting this message out. It's brilliant.

Thank you so much.

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