The money belief you didn't know you had...

In this brief monologue, Mel Abraham argues that the way we handle money is largely shaped by subconscious beliefs formed before age ten. He explains that it’s not the actual events involving money that dictate our financial behavior, but the meanings we assign to those events, which become a money identity (e.g., “I’m not good with money”). This identity creates a set‑point that pulls our behavior back to the same patterns regardless of income. Abraham stresses that most money lessons are absorbed unintentionally (“caught, not taught”) within the family environment, making them hard to change directly. However, he offers a simple intervention: consciously re‑evaluate and rewrite the meaning you gave to those early money experiences. By editing that meaning, you can shift your money identity and raise your financial set‑point, leading to healthier financial outcomes.










