Indexed universal life insurance links returns to the S&P 500 while protecting you from losses. The insurer uses bonds for steady 4-8% returns and buys options on the index to capture gains without owning stocks, so you get upside when markets rise and keep your principal when they fall.
Indexed Retirement Insurance contracts credit interest to your money by tracking the gains of a market index, like the S&P 500, but without the risk of losing any of your money whenever the market index is down. It's based on an innovative money management strategy known as index hedging, and here's how it works. The money you put into your retirement insurance contract is added to the insurance company's asset portfolio, which is comprised mostly of high-grade corporate and government bonds, assets that reliably yield a conservative annual return in the range of 4 to 8%, depending on the quality of the bonds and the management of the assets. The insurance company will then take a small percentage, typically 3 to 5% of their investment assets, and purchase an option to buy or sell shares of a market index. Now, the insurance company does not actually buy shares of an index fund, nor does it buy stock in any of the companies
MONETARY DEVALUATION: PRECIOUS METALS - Insurance Lead Conversion Video | WebPrez
FIXED INDEX ANNUITY DECISION ASSURANCE - Insurance Lead Conversion Video | WebPrez
