Indexed Universal Life insurance credits interest based on S&P 500 gains but protects you from losses. The annual reset locks in your gains and sets a new baseline, so you can capture market recoveries even if the index hasn't fully bounced back.
Indexed retirement insurance contracts credit interest to your money by tracking the gains of a market index, like the S&P 500, but without the risk of losing any of your money whenever the market index is down. And one of the most important features of an indexed retirement insurance contract is the point-to-point reset provision. Why? Two reasons. One, the reset determines the dates used to track the index gains, which also protect your interest earnings from index losses. And two, the reset establishes the index value from which to track the index gains, which enable you to profit from both the ups and the downs of the stock market by tracking the gainbacks after the losses, even while the market index is still down. Of course, the index will gain or lose value every day, but with an annual point-to-point
MONETARY DEVALUATION: PRECIOUS METALS - Insurance Lead Conversion Video | WebPrez
FIXED INDEX ANNUITY DECISION ASSURANCE - Insurance Lead Conversion Video | WebPrez
