A sales pitch for indexed universal life insurance as a retirement alternative. It claims traditional 401(k)s and IRAs lose 30-40% to taxes, investment losses, and fees. IUL policies, based on IRC sections 101 and 7702, allegedly offer tax-free growth tied to stock market gains with no downside risk.
There are 3 problems with the way we save for retirement in a 401(k), 403(b), IRA, or SEP: income taxes, investment losses, and management fees. And together they can reduce our retirement income by at least 30 or 40%, but they are all avoidable. How? With Internal Revenue Code Sections 101 and 7702. These 2 provisions of the tax code allow us to earn interest on our money without taxation and receive income during retirement, also without taxation, and all without investment losses or management fees. Because we can take advantage of these tax code provisions with a contractual guarantee to credit our money with an interest rate based only on the gains of a stock market index, like the S&P 500, but without any of the index losses. Here's how it works. When the index increases or gains value within a period of time specified in the contract, an interest rate as a percentage of those gains
MONETARY DEVALUATION: PRECIOUS METALS - Insurance Lead Conversion Video | WebPrez
FIXED INDEX ANNUITY DECISION ASSURANCE - Insurance Lead Conversion Video | WebPrez
