Small business owners can offer ACA-compliant health insurance without breaking the bank. The presentation covers four options: HSA plans, Section 105 plans, Section 125 cafeteria plans, and ACA exchange plans, each with ways to lower premiums while keeping employees satisfied.
As small business owners with fewer than 50 employees, what options do we have to provide healthcare benefits that comply with the Affordable Care Act but also reduce or minimize the cost of insurance? Well, to begin with, the Affordable Care Act does not require employers with fewer than 50 employees to provide any healthcare benefits at all. But if we don't offer any healthcare benefits, it becomes very difficult to keep good employees and hire new ones. So how can small companies provide healthcare benefits that are affordable to both employer and employee? Well, there are 4 options to consider: an HSA plan, a Section 105 plan, a Section 125 plan, or an ACA exchange plan. Each of these options can significantly reduce your monthly expense for healthcare benefits comply with the ACA mandate, and satisfy your employees too. With the HSA strategy, you install a
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