Retirees struggle to turn savings into steady income when markets crash, interest rates stay low at 2-3%, and they face 20-30 year retirements. Withdrawal guarantee riders protect against these risks by securing lifetime income regardless of market swings or how long you live.
When we retire, we will need to convert our retirement savings into retirement income. But what if the market crashes during our retirement, like it did in 2008 and 2009, and we lose 30%, 40%, or 50% of our savings? Will we still have enough to continue our income withdrawals? Or what if interest rates on bank CDs or yields on bond funds and dividends on stocks are only 2% or 3% at the time we decide to retire? Will we be able to live on only 2 or 3% of our savings? And if we need to draw down on our savings, making withdrawals of both principal and earnings, how can we be sure that we won't run out of money, especially over 20 or 30 years of retirement? So how do we protect our retirement savings from low interest, market risk, and market volatility, and assure ourselves of a regular, reliable income for the rest of our lives?
MONETARY DEVALUATION: PRECIOUS METALS - Insurance Lead Conversion Video | WebPrez
FIXED INDEX ANNUITY DECISION ASSURANCE - Insurance Lead Conversion Video | WebPrez
