Mike MilliganFounder and CEO, 1.oak Financial · Founder and CEO, 1.oak Financial

Estate and Gift Exemption Strategy

29 Oct 2025 · 1 min

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In this monologue, commentator Mike Milligan examines a proposed policy dubbed “Trump accounts,” which would seed newborns with a $1,000 tax‑advantaged account that grows over a lifetime. He frames the initiative as a long‑term branding maneuver by former President Donald Trump, likening the accounts to Roth IRAs and suggesting they would cement Trump’s legacy for decades. Milligan highlights the mechanics (birth‑year eligibility 2025‑2028, $1,000 seed, tax‑advantaged growth) and argues that the move is primarily a self‑promotional stunt designed to portray Trump as a benefactor, while questioning the policy’s substance and political motivations.

Chapters

New Trump accounts. Oh, the Trump accounts. You knew he was— you knew he was going to put his name on something while he's in prison, right? Absolutely, right? For sure. So he puts his name on an account that's going to be for kids. And so for the next— I mean, think about this, folks. He, he's genius in like his branding. So for the next 50, 60 years, kids are going to have a Trump account. Trump accounts are going to become as popular as Roth IRAs, who were also named after a Delaware center. Yeah. So these Trump accounts are seeded accounts at birth. So it's $1,000 that then has tax advantage growth. So any kid born between 2025 and 2028 is gonna get $1,000 added to their account that is going to grow. And this is, uh, this is, uh, Trump is gonna look like the, in those people's eyes, he's gonna look like one of the greatest presidents ever because look, uh, President Trump gave me $50,000.