Mike Milligan suggests couples start money talks with shared vision, not spreadsheets. He recommends regular "money dates" where partners discuss what life they want to build together before tackling budgets. The goal is to reduce stress and keep love central to financial planning.
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How do couples start having healthier conversations without it becoming a source of conflict, huh?
Oh my gosh, guys. You know, if you love your spouse, if you're deeply committed to long-term growth with them, and money is a problem, it starts with intention, not numbers. If you start the conversation with money about, this is how much money we have, this is about how much money we need, that will bring in more stress. Talk about the intentions, build a future together, dream big, create a vision. And if you set aside what we call, um, when I say we, my wife and I, what we call a money date, um, where there's no judgment, no spreadsheets at first, just conversations, questions like, what do we want our life to look like? What are we working toward together?