Mike Milligan says treat Social Security as part of your whole retirement plan, not alone. Most people focus on when to claim to maximize benefits, but the real math is minimizing taxes on what you get.
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We always encourage people to look at Social Security in the context of their overall plan, not as a standalone decision. Nothing we say is advice to listeners. Everyone should evaluate what fits their personal situation. We can help guide you into make a mathematical decision when it comes to Social Security. See, most people think that maximizing Social Security has everything to do about the date you claim, but one maximization factor that people leave out all the time is about minimizing the taxes you pay on Social Security.