Christian Osgood shows how real estate investors can build wealth fast using seller financing and hard-money loans that keep debt smaller than asset value. He bought a property with only 13.5% debt and 120% financing because cash flow covered the payments. Repeating this leverage strategy compounds wealth toward goals like $20 million net worth.
Chapters
Like you said earlier, it's hard to grow, especially in real estate if you don't have any debt. Well, especially because real estate is so uniquely geared with things like seller finance or with other options that you can use, even the way you can leverage hard money. Like sometimes you just find a great deal with a ton of cash flow that can support really high debt. Yeah, I just bought a deal at 13.5% debt. It's only debt and we bought it like 120% financed. Like, wow, I got paid to buy the deal because we got an awesome price on an awesome project. But there's all these different ways in real estate where you can actually pick up an asset with a liability that is smaller than the asset that you're buying. And you do that again and again and again. Build net worth crazy fast. It's just very unique. But at some point, if your goal is, I'd like to be worth $20 million, have a million dollar a year cash flow, you can build that. For a lot of people, that's enough. And when you've hit whatever enough is for you, I think it's a good time to pay it off.