Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

Just 12 million more in debt...

17 Sept 2026 · 1 min

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Christian Osgood closed on a 200-unit apartment complex with $12 million in new debt, putting down just $370,000. He describes the heavy leverage as routine in his business and plans to inspect the property tomorrow.

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So I'm $12 million more in debt than I was when I woke up this morning. And for the first time, I didn't feel it at all. Now, we just closed on this 200-unit campus. Look at the down payment for this bad boy though. It's like $370,000. For the context of buying $12 million of real estate, that's basically nothing down. There's deals like this all over the place. This is creative finance, not seller financing. This is with the bank, but a completely creative deal with the existing lender. But this is the first time I literally just don't feel it. Nothing is different. This is just the thing we do now. We buy deals exactly like this. We close today. Let's go. I'll be out in the field tomorrow checking it out.