Why You Shouldn’t Be Saving Money
28 Jul 2023 · 0 min

0:06
In this brief commentary, the speaker challenges the conventional personal‑finance advice of saving enough to purchase a home entirely in cash or to make an exceptionally large down payment, a strategy popularized by Dave Ramsey. The speaker argues that adhering to such advice can render homeownership unaffordable, effectively preventing many people from entering the housing market.










