Pratibha Sharma explains 2026 PAN card rule changes for NRIs. Indian passport holders now use Form 93 instead of Form 49A, and Aadhaar is no longer required. The PAN will be mailed to your foreign address, but applying for a duplicate PAN costs ₹10,000 in penalties.
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एनआरआईज़, the पेन कार्ड रूल चेंजेस इन 2026 एंड मोस्ट ऑफ़ यू यू डोंट नो। ओल्ड फॉर्म्स आर गोन नाउ। इफ यू हैव इंडियन पासपोर्ट, देन यू विल नीड फॉर्म 93। बिफोर इट वाज़ फॉर्म 49ए। एंड इफ यू आर अ फॉरेन सिटिजन और ओसीआई कार्ड, बिफोर फॉर्म वाज़ 49डबलए, नाउ इट And no, you don't need Aadhaar card. Even you don't need Indian address. And the card drops to your own location in foreign. You need only 3 things. First is your foreign passport. Second, your address proof. We suggest to have a foreign bank statement stating your address. And third, you need passport size photo. Now your card will ship to your foreign address. Just remember, All 3 documents must match their names. If any spelling mismatch, then reject it. And never apply duplicate PAN. If you have any issue in your PAN, just apply for the duplicate. If you have applied for the second PAN, then it can cost you ₹10,000 penalty. Want the full country-wise checklist? Comment PAN below and we will send it to you. Follow for more NRI paperwork made simple.