“$0 savings, $0 investments. Is it too late for us?” (Part 2)

On last week's episode, we met 38 year old Lakeisha and 45 year old James.

We've talked about money, but it's come more from a lack of right. I want to get on the other side of that.

The couple recently moved in together and they're trying to get on the same page about their finances. But it's a challenge.

I had a repossessed car, credit cards and some loans.

I have not considered my future self. In fact, I've pretty much set that person up for failure in a lot of ways.

They have no savings, no investments, and they both str struggle with the money messages they received growing up.

I'm scared to do things, so I guess that's why I didn't accumulate a lot.

Today we're digging back into their conscious spending plan or csp.

The numbers are shocking. We have to do something.

Are Lakeisha and James willing to change the way that they mindlessly spend money and get focused on their rich life?

We want to be better for each other so we can have a better future.

Now let's get back to our conversation with Lakeisha and James.