Ramit Sethi shows three ways to cut hundreds monthly without sacrificing your life: cancel unused subscriptions, call your insurance company to negotiate rates, and plan meals instead of ordering delivery. Small changes add up fast.
Paying off your debt doesn't mean you have to give up everything you love. People think it means no dinners out, no vacation. Well, okay, you probably shouldn't be taking $5000 vacations if you have 20k of credit card debt. Let's be honest, you don't have to sit at home with the lights off eating reheated ramen noodles just to pay off your debt. That's not how we do things here. Okay? I believe in living a rich life today and a rich life tomorrow, even if you have debt. So let's find some extra cash you won't even miss. Start with these Quick wins. Unused subscriptions. If you're still paying for subscriptions but not actually using those services or they're just outdated, cancel them. Overpriced insurance. Call your providers and say, hey, I'm shopping around for better rates. What can you do for me? And finally, impulse spending. Take an honest look at your spending, especially on eating out and delivery. Figure out what you need to do to pre plan that can often save you hundreds of dollars per month.
