Ramit SethiRamit Sethi: The No-BS Guide to Living a Rich Life

Have a Money Date with Your Significant Other

14 Nov 2025 · 1 min

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1:19

In this short instructional video, Ramit Sethi urges couples to set aside a 30‑minute "money date" each month to discuss finances without stress or spreadsheets. He outlines a five‑step agenda designed to foster positivity, shared vision, and actionable next steps: (1) start with a positive compliment (≈5 min), (2) explore each partner’s vision of a "rich life" (≈10 min), (3) unpack childhood money scripts and their impact (≈5 min), (4) review basic financial numbers—income, savings, major expenses (≈5 min), and (5) end with a concrete action and schedule the next conversation (≈5 min). The goal is to build awareness, connection, and momentum so that financial discussions become a regular, supportive part of the relationship.

Chapters

Why do we only talk about money when something goes wrong? This month, I want you to sit down with your significant other and have a 30-minute money date. No stress, no spreadsheets, just an open conversation about money. How you feel, what you want, what's holding you back. Here's the agenda for your money meeting. Number 1, start positive. It's going to take like 5 minutes. Pick a calm, quiet time. Start with a compliment. You are so great at finding travel deals. Thank you. It always makes our trips amazing. Number 2, discuss your rich life. This is like 10 minutes. Ask them, what does a rich life mean to you? Number 3, unpack your money scripts. Ask them, what'd you learn about money growing up? How do you think that that affects you now? And number 4, review the numbers. 5 minutes. I'm talking about sharing the basics. Income, savings, big expenses. You just want to build awareness and connection. And number 5, end on action. 5 minutes. Celebrate a win and pick one small step. Hey, let's set up a travel fund this month so that next year we can take that trip. Or when should we talk next? How about 2 weeks from now? This keeps the momentum going, and you're both going to look forward to talking about money next time. Try it. Your relationship and finances will be stronger if you do.