Short excerpt from a January 22, 2025 YouTube video by Ramit Sethi in which guests describe how adopting a monthly money meeting and a conscious spending plan (inspired by Ramit’s books, including Money for Couples) changed their finances — they no longer feel they’re living paycheck-to-paycheck and discovered they can invest. The tone is testimonial and practical.
My favorite thing about our monthly money meeting is first of all, we have a monthly money meeting and it's not something that I'm scared of anymore. We have a plan, we're both on the same page, and none of what we're discussing is coming as a surprise to either of us.
Love that last closing thought from Deepika. With a little bit of effort, your money system can be simple and highly effective. I was so impressed with their progress after reading I Will Teach youh Be Rich that I gave them another challenge. This time I gifted them my new book, Money for Couples and I asked them to report back after reading it, check out their follow ups and and what they have to say.
I think one thing we realize that we can actually afford to do is invest. This entire time we were like genuinely thinking that we were living paycheck to paycheck. We couldn't afford anything. But once we did the conscious spending plan and we were able to like figure out the numbers, it's just a weird thing that now we actually have money to invest.
