Ramit Sethi explains how to create a vision of a "rich life" by identifying your "money dial"—the spending categories you most enjoy—and aligning actual spending and calendar commitments with that vision. He gives examples (food, travel, family, health) and highlights the common problem of misalignment between claimed priorities and where people actually spend money (e.g., claiming health matters but spending on Doordash).
You can't control what others do, but you can control your own money. To create your vision of a rich life, here's how you do it. First, figure out your money dial. Money dials are these spending categories that you love to spend money on. Here are some examples of money dials. As you can see, number one is food. People love to spend money on food. The next step is travel. And on and on and on. Now look at your own spending. Which area excites you the most? A lot of people will say food. Family. I go, cool. Show me in your conscious spending plan, where's your spending on family? Oh, it's been busy. I don't know. Oh, health is really important to me. Okay, show me in your calendar and your conscious spending plan, where's your spending on health? Oh, well, I don't know. I go, what are you spending on? They go doordash. What the misalignment. Misalignment with what you claim is your rich life and where you're spending time and money.
