Frank tells Ramit Sethi how he went from believing wealth was impossible to understanding it takes time and small daily wins. He's skipping DoorDash, saving $5 to $10 a day, and learning that debt built over years won't disappear overnight.
What did you think at the beginning when we first met and what did you think at the end?
In the beginning, I thought that I would never have or be able to formulate a plan to be wealthy, to be completely debt free. Now I know that those things are indeed possible with work. I think also knowing that things don't. I didn't build up all this debt overnight, and I'm not gonna wipe it out overnight either. And I'm also not being in a rush to just be in this place. I'm just. I'm about to turn 30. I'm still young. I've made a lot of mistakes and unlear learning takes time. And I think a lot of people, when it comes to finances, we people that have struggled with that, I think we want a quick fix. And it's really not. It's literally every single day being 1% better and putting that effort to say, you know, if I save $10 today, if I don't DoorDash today, use that $5, I can just go get my food like I was going to doordash Chick fil a today. And I was like, it's literally right down the street. That's a phantom call. Let's go pick it up.
