If You Have a Credit Card Spreadsheet… Watch This
6 Apr 2025 · 0 min
0:21
Ramit Sethi argues that spending excessive time optimizing credit card perks is inefficient compared with focusing on earning more money. He acknowledges sensible use (e.g., frequent travelers using a good card) but criticizes obsessive behaviors, such as maintaining complex automated spreadsheets (VLOOKUPs) that update constantly, as misplaced priorities.
