“I’m 40 and work 2 jobs. How are we still broke?”

In this YouTube segment, Ramit Sethi interviews Gabriella, who is concerned that her marriage is suffering because both partners are working multiple jobs yet still cannot get ahead financially. Gabriella explains that she works a side job at a local brewery while her partner is a traveling electrician, and she has asked him to stop taking weekend shifts so he can be home. Ramit points out that they consistently spend more than they earn, causing debt to grow faster than it can be paid off—a pattern that can lead to homelessness. Gabriella expresses constant fear and feels gaslighted when promises of financial improvement are not fulfilled. Ramit emphasizes the need for a concrete plan to save and manage money, highlighting that the current dynamic is unsustainable for both their finances and their relationship.










