Ramit SethiRamit Sethi: The No-BS Guide to Living a Rich Life

“I've been homeless before… I'm terrified to spend money”

22 Apr 2025 · 0 min

Watch on YouTube

0:17

A short YouTube conversation (Ramit Sethi and guests) about how past financial trauma creates a scarcity mindset and how differing money habits create relationship tension. Speakers describe homelessness, living in a car, distrust of spending, and difficulty making joint purchases; Ramit identifies interaction patterns that lead to resentment and disengagement. The clip focuses on mindset, lived experience, and interpersonal dynamics around money.

I have a scarcity mindset when it comes to money because I've lived in a car. I've had only $5 to my name. I know what it's like to couch surf. Six months after my dad passed away, they basically were just like, no wonder why your dad passed away because of how bad you guys are.
What the.
They said this. I'm careful.
I'm a doer. And it's hard when you're in a relationship when your partner is very different. We've never purchased anything more than a hundred dollars together.
You're basically playing a type of game. I want him to get involved. You already know he's not going to engage with questions, so you're basically setting him up to fail, and you're setting yourself up to be resentful.