Ramit Sethi explains that financial success comes from automated systems, not willpower or tracking every purchase. Set up one system that works on its own, then check in once a month instead of obsessing over each transaction.
If you want to spend money on something you love and you can afford it, amazing. If you can't afford it, then don't spend it. Save until you can afford it. I don't care whether it's a cashmere coat or some expensive kid's toy. It doesn't matter to me. Your rich life is yours. But the thing is, it's not about you just trying harder. Can I be really honest with you? If that was going to work, it would have already worked. What we need are simple, repeatable systems. So that when you're tired or grumpy or sleeping or traveling, your money is still doing the right things. Now, once your system is in place, beautiful thing is you don't need to micromanage every transaction. You just need a monthly check-in to keep things running smoothly.
