Emma borrowed from her 401(k) for the wedding and feels stressed by small spending decisions. Dave thinks his savings aren't enough. Their money talks keep falling apart, so they're asking Ramit Sethi for help.
I don't want to tell you what I did.
Tell me. Come on.
Emma believes she's the best with money, and I feel that she's not.
Part of it was our wedding. I took a loan from my 401k just to make sure we had money.
What the. You took out a loan to pay for your wedding? How much?
I'm putting all this money into savings and you're still telling me it's not enough.
I have this, like, small chunk of money that's like, controlling what I can and can't do. Discretionary money stresses me.
When we have these financial conversations, they typically don't end well. And I think I want to hear this from someone else.
It encapsulates a lot of the conversations we have. I'm talking. Dave is listening, but he doesn't really believe in what I'm saying.
I don't think it's funny when one partner is skeptical of another. I actually think it's one of the most soul crushing dynamics that exists in a relationship. And also you have a narrative. We don't have any money. We're not spending anything. Guys, if you don't effectively communicate, you can't make good decisions. You're going to slide into every financial decision of your life.
