Ramit Sethi argues that a rich life doesn't happen by accident. You need to plan your trips, schedule your social time, and control your spending deliberately, or the year will slip away without meaning.
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You might be watching this video saying, sure, Ramit, this is nice, but this is too much planning for me. I don't live this way. I prefer to be more spontaneous. I like spontaneity as well. But you know what else I like living a rich life. People who are thinking, I'll plan it later. Let me show you what later actually feels like. You work another year. You talk about some half planned trip that never happens. You keep sending we should hang out texts to your friends with no dates. And you watch your money disappear into forgettable, random commodities that you bought because they were in front of you. You wake up in December, you look at your banking app. I don't even know why you have that freaking thing on your phone. You have your photos. All they are photos of grass swaying in the wind. You go, wow, what happened to my life? What happened to this year? It's not a rich life. Nobody trips and falls into an amazing year. So let's fix it right now.