Ramit Sethi breaks down living rich into three tiers: Basic (subway, economy, shared Airbnb), Upgraded (ride to airport, premium economy, boutique hotel), and Maxed (private transfer, business class, luxury resort). Figure out which level you actually want and can afford, then stop pretending otherwise.
Now, it's one thing to say you want to live a rich life. It's another thing to know what that looks like day to day. So let's get tactical. I want you to picture three tiers. Basic, upgraded, Maxed. This framework takes this fuzzy idea, I want to feel rich, I want to live a rich life, and turns it into something you can actually see and act on. Let's start with travel. Basic. Looks like taking the subway, having a friend drive you to the airport. Economy seats. Maybe splitting Airbnb with friends for a weekend. Perfectly fine. Upgraded. Might look like taking a lift to the airport. Premium economy seats, maybe even a boutique hotel for the week. Maxed. This could be private service to the airport. Business class seats, staying at a luxury resort for two weeks. Of course, you can max it out even further depending on your finances, including flying private, there's essentially no limit. But I want you to start thinking in terms of levels. What level do I care about? What level do I want? What level can I afford?
