A partner secretly spent $5,000 on a coaching program, triggering a panic attack and exposing deeper money problems. The couple is probably undercounting expenses by 20%, which Ramit Sethi says will tank their savings in months. Hope and faith won't fix it, only a real budget will.
You trust each other when it comes to money?
Not completely. So when was an example where you lost financial trust? She was like, I gotta tell you something. And then she's like, I spent $5,000 on this coaching program. That for me was like, whoa. How did you feel? Just like the floor dropped out. Like it hurt really bad.
The next morning I had an extreme panic attack and I thought that I was going to die in my sleep because I had made that decision.
Like I know that this Like, tracking system is archaic and doesn't work.
You're at least not counting 20% of the stuff you're spending, which is why your savings account's dwindling, which is why you're going to be in a real financial problem in a matter of months.
God was very much like, this is not what I have for you. We saw the miracles that happened to bring us out of that, that it's almost like, oh, it's okay if we're in debt.
Hope is not a financial strategy. God is not a financial strategy. We need to make a plan.
