Ramit SethiRamit Sethi: The No-BS Guide to Living a Rich Life

Sprinkle in Luxury — That’s How You Live Rich

29 Dec 2025 · 0 min

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This is a short excerpt from a YouTube video by Ramit Sethi ("Sprinkle in Luxury — That’s How You Live Rich"). The speaker advocates living at baseline levels for many expenses while deliberately upgrading one or two high-impact areas—"sprinkling in luxury"—so you enjoy life now while building wealth for the future.

Do you notice the pattern? You don't have to live in the maxed level for everything. In fact, you probably shouldn't. The real magic comes when you live in the first tier for a lot of things, and then you selectively move into a higher tier for one or two money dials. This is sprinkling in luxury. And when you sprinkle it in the areas that you really value, you create a rich life today and a richer life tomorrow.