Ramit Sethi confronts someone spending 113% of their income who refuses to cut cleaning services, fitness, or Spotify but will cut food first. The participant admits they lack control over their money, stuck at 60% spending cuts despite needing far more.
Give me a machete. I will cut this shit so aggressively.
I personally would just be like, okay, then we don't have gas or like, we will just take out all the food money because everything else I don't—
You're going to take out food before— that's, that's why I just want to point out what you're saying. I want you to hear it out loud. What you just said is we will take out food before we take out a cleaning service, before we take out fitness, Spotify, Pets. We'll take out food.
Yeah, I'd lower it.
You can lower it by $100. Not going to change a thing. I just gave you the opportunity to cut from 113% to 60%, and you got nowhere. Nowhere. What are you realizing?
I'm having a hard time being willing to compromise on this.
Yes. Both of you fundamentally don't believe you have control over your money. If I looked at these numbers, I go,
