Three people confront a household spending 168% of its income with no savings. Speaker A manages the finances, Speaker B describes the crushing daily stress, and Speaker C lays out the fixed costs that exceed what they earn. One unexpected job loss would be catastrophic.
I handle all of our finances, and I can see that there's no savings. I can see if John gets hurt tomorrow on a job, we're fucked.
You have 168% on fixed costs. You're broke.
I feel we're so strapped for money that I am just trying to bring in as much as I can.
You are spending more than you make every month, that's for sure. It's not sustainable.
This is an unbearable amount of stress, and I feel it every day, all hours of the day.
I am carrying this weight over here on my own when it comes to how our household is being run and what our what our monthly finances look like, that's on me. We've got nothing. There is no cushion. If we fall, we lose everything overnight.
I mean, it feels more and more like I'm just getting attacked here. So I'm starting to feel defensive, to be quite honest.