A couple in their 40s with three young children, two with special needs, have no emergency fund and are drowning in high-interest debt. They face potential income loss with no cash reserves to fall back on. Speaker A pushes for immediate spending cuts and a concrete plan to avoid financial collapse.
If we have an emergency, I don't know where we're going to pull money for that from. We have three young kids, two with special needs. What's the closest you've got to a true financial emergency? Now we need to get out of this hole and get our plan together.
And make some sacrifices. That's the key thing that's been missing.
I feel like we're just kind of floundering and not going anywhere. We're treading water, but not even anymore.
The dynamics between. Between the two of you have cost you tens of thousands of dollars. If.
You stopped earning money, do you know.
How long you would last? We wouldn't. You would last less than a week. Also accept that you're going to pay thousands in interest. That's why you're stressed. That's it. That's the ball game. You're broke.
Feel guilty, feel stupid. I'm mad at myself.
