A person describes the cycle of paying off debt only to face new expenses like childcare, with little left to enjoy. They take one vacation a year but feel trapped in a system where financial freedom never arrives, even though they could spend more on themselves.
When I do have that, like, what would I spend it on?
You don't even know.
Yeah.
Is there any happiness in money for either of you?
We're gonna pay off this debt, and then like pretty soon after that we're gonna have kids, and then there's childcare. And so all of our debt payments now are going to be replaced with childcare costs. But then like, when do I get to enjoy it? Feels like Never.
What is the answer to that? Is the approach to just grind more?
I'm really glad that we're going on vacation once a year. And so it feels like, okay, when we're there, we won't have to worry about anything.
Well, vacation is good. No doubt. I love it. I don't think that really solves the systemic root here.
I know I don't spend on myself as much as I could. And so
