Ramit Sethi talks to someone who admits they don't think about money and spend impulsively. He argues that saving feels impossible when you treat money as abstract instead of concrete. Real numbers, open conversations, and actual budgets are what make it possible.
I don't really think about it all that much.
How can that be? How can you have a spending problem and then at the same time you want to get a house? But we're not mindful with money. Correct. To me, I think the way that you're talking about money feels like it's this abstract thing, and it's kind of just like, I break it in case of when we need it. And even if we just want it, we're just going to do it. We'll find a way. If it adds to the debt, it's not going to— it's fine. It's fine. It feels very detached.
Mm-hmm.
A plan is deeply real and local. There are numbers that guide what you're doing.
I think it's maybe what we went back to before is that we're not respecting it enough and we don't talk about it. It's not just that we don't talk about it with each other. I don't talk about it with anyone. Correct. I don't think you think about it.