Ramit Sethi argues you'll always feel broke without a concrete picture of the life you want. He walks through designing a rich life by describing an ordinary Wednesday in detail: what your home looks like, smells like, how you spend your time. When you know what richness actually means to you, your spending and earning decisions finally align.
Without a clear picture of what you are building towards, no amount of money will ever feel like it's enough. If you want to live a rich life, not an adequate life, not an okay life, a rich life, you have to go on offense and design it. What does your ideal Wednesday look like? Not a vacation day, just a normal Wednesday. What does your home look like, feel like, smell like? Like, I bet you, you did not answer, my ideal rich life Wednesday is doing laundry for an hour. I've never heard one person say that. And yet, are you spending money to make laundry easier for yourself? Now, if you skip this step, you can keep earning more and saving more, but it's never going to feel like enough because you don't really have a clear target. I talk to people all the time making $400,000 a year who still feel behind. They talk like they're making $35,000 a year. That is simply a result of never answering that question. What is our rich life? Down to the scents and the smells and knowing exactly what that Wednesday looks like.
