Achieve Financial Flexibility with IBC

We had several meetings about that and around how you have multiple policies, how's the premium going to work, really getting clear again on what the minimum is versus what the potential is and understanding where you're at in the system. When you put a dollar in, you're getting more than a dollar back on the system already and giving yourself a little bit of breathing room and peace of mind to know that it's not as restrictive. And I think also an important piece of that, something you mentioned earlier, the idea of not having to repay loans, it's not that you don't have to but just knowing that the potential is there. There's the knowledge. When you're learning, when people are exploring this concept, they hear, oh great, I have control over my loans. That sounds really good. But just because it sounds good and you hear that and you might know that to be true, to actually experience it is different.