Cash Flow Hacks for Your Policy

There is multiple ways to fund a contract. There is out of cash flow as you know maybe we dip into cash value if needed. But I also like to have that funding mechanism of some line of credit supported with the contract as well. But any given year I can say you know what I may not fund it, the cash value may not fund it. I might have a bank funded in that given year. I always like setting it up on the front end with the optionality of who funds a contract. So when that client says gosh I don't know four years now I can fund it I've got an answer which is no problem, I can have a bank come in and fund that given year. We'll catch up those payments later. But we're not sacrificing performance. We're not sacrificing the systematic deposits of the contract. We always are giving optionality to our client and that's through a properly structured premium finance line of credit supported with the contract.