Designing Your Whole Life Insurance Policy

We have these considerations of actually knowing insurance exemptions, taxation exemptions of the insurance policies. So when people just say, on a broad stroke of I have a life insurance policy, that's very similar saying I'm driving a car, there's a lot of flexibilities in you owning a car, whether you have a Prius or a 335i. They are both cars. Not everyone is driving a 335i with two doors versus a Prius, because it's all based on how it's designed, and it appeals to different people. And whole life insurance policies are very similar. You have a different age, whether you are 60 versus you are 20. You have different needs, you have different capital availability, and you also have different health risks that come with when you are designing the policy. And when that policy is designed, it's going to accomplish objectives.