Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

Farming Smarter with Policy Loan Timing

10 Apr 2025 · 1 min

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Richard Canfield explains how farmers can use policy loans to front-load spring purchases like greenhouse inputs in February, then repay the loans with income arriving by mid-May. Some crops won't generate revenue until fall harvest, making the timing strategy essential for managing cash flow.

Questions this video answers

April 10, 2025

Until the middle of May (mid-May).

February

In the fall

Chapters

How do you can start to take chunks, a good chunk of that capital, and start to flow it through your system, Be able to use that now as policy loans and stuff to deal with day to day and big expenses, then be able to flow back in basically when you have that lump sum.
Until the middle of May, when we finally start getting some income out of all this stuff. As soon as the income starts showing up, we start paying off policy loans again. Some of the stuff that we purchase in February for her greenhouses will not be harvest it till the fall either. It's yeah, same thing again. It doesn't really matter if it's a cut flower or canola plant. It's. It's a lot of money up front and then you cross your fingers and wish for the best and hopefully pay it back later.