This is a YouTube interview in which TD Ford describes quitting a high-earning financial career and intentionally stepping out in faith with his family to relocate and homeschool. TD recounts a complete financial reset — letting a house go to foreclosure, moving to Texas with about $70,000 cash, and shifting from making roughly $450,000 in his last year in the previous career to earning $31,000 in his first year after the move — while emphasizing contentment, religious faith, and family priorities. The host (Richard Canfield) frames the story and includes a promotional plug for a family-wealth book.
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If what's important to us is important, we're willing to step out on faith and God will take care of us and God will make up the difference.
Our guest today, TD he's living proof that stepping out on faith can create both abundance and opportunity. After 11 years as a financial planner, our guest today traded in spreadsheets for work booths.
And we moved to a place that we didn't know anybody. I didn't know anything. We're very constitutionally minded, freedom oriented, freedom minded. We were incredibly content. We were incredibly happy. That made that step out on faith like that much bigger. So we got this crazy idea. We just started doing a lot of research, research in states. We're, we're homeschool people. So we were homeschooling our kids and we're very constitutionally minded, freedom oriented, freedom minded. So we basically started doing a list like our, what's important to us, Freedom, culture and homeschool freedom. And so we, we got a short list of about three or four states. One was Texas, one was Oklahoma, and one was Montana. And I didn't like the medical freedom in Montana. And we had decided on Oklahoma. We had never been to Oklahoma. We had never been to Texas. We didn't know anybody in Oklahoma. We didn't know anybody in Texas. And so we scheduled a family vacation just south of Norman, Oklahoma. And for any of you that don't know or remember, there was a, a Category 5 that hit Norman, Oklahoma and completely flattened it. And so my wife's like, man, I don't know if Oklahoma is still on the table. And very long story longer, we decided, we decided on Texas. And what it meant, though is we were unable because of the housing market and we were inside this real weird bubble. And because of the housing market, we were unable to sell our home. So that meant if we were going to move, and I was a guy with an 800 and 800 plus credit score, you know, I had hundreds of thousands of dollars in revolving credit lines. I had a strong business, I had a little bit of cash. And I'm like, I don't see any other option than just letting them foreclose on the house. And I'm like, now this is a, this is a strategic move because it's going to, it's going to destroy my credit. And whenever we land where we're at, I am not going to have, I'm not going to have access to credit. And so that made that step out on faith like that much bigger. So when we're doing this reset, it was an absolutely complete reset.
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Yep, yep. And you know, and it comes down to what is truly important to you and if it's, if it's truly important to you. And you know, we are absolutely, we're Christians, we, we trust God, we rely on God. And, and if what's important to us is important, we're willing to step out on faith and God will take care of us and God will make up the difference. So 14 years ago we moved. I had about 70,000 in cash and we moved to a place that we didn't know anybody, I didn't know anything. My intention was potentially start a business here in Texas. And we moved. It took us about eight months to find a fixer upper that we could purchase with cash. So we did that. We started working on the house and the homestead. We started out with five acres and after we got kind of not really settled in, I think we were here less than 30 days and I'm like, you know what, I just need to get a job. I need to get a job right now and I'll kind of figure it out from there. I had several interviews and lots of different things I was interested in that would have worked well. But I didn't get any callbacks. So I settled for kind of like a fill in position at a supply house construction company. And my first year I made $31,000. So the, my last year in construction I made about $450,000. And my first year, that's the opposite.
Version of 10x if anyone's doing the math.
My first year I made $31,000. But here's what's fascinating. We were incredibly content. We were incredibly happy. We started out in a small farmhouse, renting that until we found our house in the country. I could come out my step, I could look to the left, I could look to the right. If I looked up, I could see cows, longhorns, you know, my neighbor had longhorns and couldn't see my neighbors. If I wanted to. If I wanted to pee off my front step, you know, I had the liberty to do that. I didn't have to worry about annoying.
Or bothering the little things that matter.
Yeah.
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