Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

How to Build a Permanent Wealth Advantage (Infinite Banking)

11 May 2026 · 1 min

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A whole-life insurance policy grows like tree rings, each one a year of compounding wealth you control. Unlike banks that profit from you, infinite banking lets you build a permanent financial advantage that works in your favor.

Chapters

Think of how a tree grows each year. A new layer is added to the outside of each growing season. We refer to this as the rings of the tree. Each ring represents a year of uninterrupted growth. This same principle happens with the whole life policy. The policy owner's behavior has created a permanent advantage. When you think about our current system, it just works against us and it works for them. What we're saying with this is let's create something that works by design for us. Richard Canfield.