Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

https://www.youtube.com/watch?v=dwc9qG8Dz1w

30 Jun 2025

Watch on YouTube

This is a YouTube video titled "Borrow Smart, Live Debt Free" containing a conversation between two speakers discussing financial management in retirement, focusing on balancing borrowing, repayment, and living expenses. The content is from June 30, 2025.

Impact of being in a retired state. We have people who often will say things to us or ask questions, John. They'll say, well, what am I going to do? Or how am I going to pay premium when I'm retired? Being retired, you're receiving a retirement income, and you're still creating a future bigger than your past.
The thing is, when you balance it out, that's the thing you have to learn to do or have to know how to do. Because I could keep borrowing, then I won't have anything to pay it back, and then it's gone. So I have to make sure that I keep my balance between what I borrow, what I have to pay back, what I'm buying. I got those three, plus I have to live in between.