Infinite Banking IS NOT A Magic Pill

Does that 65 date really matter? If someone's mindset is, well, I'm actually planning on going to 70, I have income, continuity. Or if you're starting at 60, this process and you're in a position where you hadn't built up or saved anything else, you have no other retirement assets and you're hoping that suddenly this process of infinite banking is going to solve all of that and it's going to make up for 40 years of not doing anything. That's not true and that's not realistic. So you can't go into this process expecting the Ferrari, but you're working with a Honda Civic budget. That is not an appropriate way of considering it. This isn't a magic pill that's going to solve all of your financial woes and instantly take all the pain away from the market risks that you've had in the past. You need to commit to the process and you need to commit the mindset to being able to build something of value so that you can have and do the things that you want to do.