Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

Infinite Banking Isn’t About Returns!

8 Apr 2025 · 1 min

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This short transcript excerpt records a speaker criticizing the common focus on rates of return and dividends when discussing infinite banking. The speaker emphasizes that infinite banking (as framed by Nelson) is not about rates of return, and argues that attention to dividends and percentage formulas misses the point.

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What are some of the examples that show up when you think about that? Mary Jo or some of the common elements that you find? I can go into a group and find any given comment at any given time. That's dumb. A lot of these comments go back to rates of return. What are we investing in for crypto? What is your rate of return in the policy? Oh look at so and so company released X amount of dividend. What this percentage of dividend? Who cares a they have a dividend but the dividend is a formula. We're so stuck on the numbers. Nelson never talked about rates of return. That is not part of infinite at banking in any way, shape or form.