Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

Make your money work smarter, not just harder #shorts

20 Mar 2026 · 0 min

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Two speakers explain how infinite banking through whole-life insurance works in practice. Every transaction routes through policy loans, splitting money between capital and interest on a payback schedule to generate tax-deductible interest. The system becomes automatic once you understand how each transaction fits into it.

The more you see infinite banking concepts, the more you'll see you didn't see.
It's a day-to-day thing. It is. It's part of our life. You know, we operate on policy loans. Every transaction that happens, money's coming in, it's going somewhere else and it's being split up and capital's going here and interest is going there. Income, it's assigning it to, you know, payback schedule. You know what you're paying in interest over the year for these loans. So that you can use them as a tax deduction. Everything is assigned a purpose and it just rolls. It's just a thing that it happens.