Move Away From Promissory Notes

You're getting into a lot of the specifics and some unique goals and stuff that people have earlier at the beginning you indicated promissory notes and how that's also showing up for a lot of people. What have you been seeing around that and trend wise in the last months to a year as you're speaking to clients and people that you meet with?

Yeah, the trend is to be moving away from more promissory notes, to be adding something like equity in the portfolio in the property to just making sure that people are a little bit more guaranteed, making sure that you are doing due diligence on the people that you are investing with and you've got confidence that they've got a track record that they're doing the work to begin with. There's a lot of real estate investors who are out there that have been through cycles before and so lean into learning from the people who have been through the cycles is really what I would say.