Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

The Truth About Cash Flow & Infinite Banking #richardcanfield #infinitebanking #jaysonlowe

25 Sept 2025 · 1 min

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Richard Canfield argues that cash flow is foundational: conventional financial education focuses on saving ~10% of income and optimizing that small amount, but the infinite banking concept shifts attention to managing and leveraging the other ~90% of cash flow. If individuals learn to work with the 90%, they can capture far more value than the typical 10% savings strategy.

Chapters

Cash flow is the thing that everything else is built upon. And in the world of 100% of money coming in, where the world is telling you to only save 10% of it, and then the world is training you to figure out how to make that 10% effective and efficient, you first of all have to be able to put the 10% away. And then secondly, you have to figure out how to make it efficient. So all the financial education and training is around, what can we do with 10% that's left over? The infinite banking concept is how do we figure out how to work with the 90%? And if we can get that right, there's going to be a lot more than 10% left over.