Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

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20 Apr 2026 · 1 min

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A 12-year look at selling Infinite Banking policies. The speaker's early advice about dividend growth has held up and gotten better, while most people still ignore how much dividends actually increase. He never has to apologize because what he predicted keeps coming true.

Chapters

What brings you the most positive energy around these past 12 years? What brings me the most amount of energy is I never have to go back and apologize. When I started selling IBC design policies in 2014, everything that I told them then has happened today and more and more because of increasing dividends, which I don't hear enough talked about. Nelson was the one who said, boy, if I could write that 2000 book again, I wouldn't include one illustration. Well, I second that. Nobody talks about the value of dividends and the value of increasing dividends. So what brings me the greatest amount of joy is whatever I told somebody, it's working today and it's working better. And those who continue to become educated, I just keep giving them more and more education.