Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

What happens when you surrender whole life insurance? #shorts

9 Jun 2026 · 0 min

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Ravi, an entrepreneur with 25 years building businesses across 13 countries including Hong Kong, explains why surrendering whole life insurance matters. He shows how allocating your first 10% to growth instead of letting the remaining 90% disappear can compound wealth across generations.

I remember when I was going through the book the first time, the concept of trying to make that 10%, if you are able to save, to max it out in terms of growth. But that 90% which is already leaving you, always you don't think about that.
Ravi came— he spent more than 25 years building businesses across different parts of the world, including 13 years living and working in Hong Kong before eventually choosing Canada as home and becoming a proud Canadian citizen.
So that was an eye-opening moment for me to look into what is actually a system which we can maximize the impact, not just for ourselves, but for the future generation, for our next generation as well.